Insuring your business is as important as insuring your house, car or any other possession. You can’t do so without committing time and effort to the process, and to get the best results you want to work with an insurance agency that understands commercial insurance from inside to out.

Lakenan Insurance is that agency, and we know that the best commercial insurance is customized to suit the needs of the customer. Business insurance is a huge marketplace of different policies, and to get the right balance of coverage you will need to invest in several of them. Our job is to help you enroll only in the coverage that offers you optimized value and benefits without creating waste. Here are a few tips to think about when starting your search for coverage.

1.      Work With an Independent Agency

You have a business to manage, and you need to turn a profit if you want to see success. That’s why you shouldn’t be burdened with astronomical overhead costs, including insurance premiums. But if you work with a captive agent, who only sells the policies of one carrier, then you might be denying yourself the opportunity to find benefits that are truly optimized to meet both your coverage and budget objectives.

That’s why it’s always easier to work with an independent insurance agency when it comes to your commercial insurance. Independent agents are not bound to sell only the policies of a single carrier. By being able to shop and compare policies from numerous carriers, an independent agency can help you home in on the one that won’t break the bank and still provide the coverage you need.

2.      Always Consider Bundling

To fully insure your business, you will usually have to invest in several different commercial policies. Why deny yourself the opportunity of being able manage these policies easily by buying all of them from separate insurers? Instead, consider bundling plans like your business owners policy (BOP), commercial auto insurance and other coverage.

By bundling, you simply buy several policies from the same carrier. The benefits of doing so are numerous. Not only will you gain cohesion among your benefits, but you will also be able to more easily manage your policies whenever you need to make changes. Plus, customers who bundle are often able to unlock bundling discounts, which can help you save more money on your policies overall.

3.      Choose an Agency With a Reputation for Service

Your business insurance needs will change regularly, and when you need to make changes to your coverage, you shouldn’t face long wait times and impersonal services just to get the task done. Rather, you should be able to rely on an agency that will always put your needs first.

When choosing an agency, ask yourself a few questions like:

·        How quickly can they provide certificates of insurance?

·        Will they provide me a dedicated account manager?

·        Is someone going to answer the phone when I call?

Whenever you call Lakenan Insurance, you will be able to work with someone who knows you and who understands your business. We make it easy to manage your commercial insurance just by being present, involved and ready to help.

4.      Work with an Agency That Understands Business Insurance

Business insurance can be complicated, which is why you should have the guidance of an expert when setting up your policy. By working with one of Lakenan’s dedicated experts, you’ll be working with a partner who understands the commercial insurance industry, and who won’t spring any unpleasant surprises on you when helping you optimize your coverage.

Our first commitment is to our clients, so you can rely on us to make sure you never go without the coverage you rightly deserve.